Legal
Last updated: June 24, 2026
All purchases made on CreditDilemma.com are final and non-refundable. By subscribing to CreditDilemma Premium, you acknowledge and agree that you will not be entitled to a refund for any monthly subscription charges, whether partial or in full.
This policy is consistent with industry standards for digital subscription services and software-as-a-service (SaaS) products. Upon subscribing, you are granted immediate full access to all premium features, tools, and educational content available on the platform, including:
Because access to digital tools and educational content is provided immediately upon payment, we are unable to recover the value delivered once a subscription begins.
You may cancel your subscription at any time through your Billing page. Cancellation stops future charges immediately. You will continue to have access to Premium features through the end of your current billing period. No prorated refunds are issued for unused days in a billing cycle.
In rare circumstances — such as duplicate charges, technical errors resulting in failure to access the service, or unauthorized transactions — we may review refund requests on a case-by-case basis at our sole discretion. To request a review, contact us at support@creditdilemma.com within 7 days of the charge in question.
Filing a chargeback or dispute with your bank or credit card company without first contacting us may result in immediate termination of your account and permanent ban from the platform. We encourage you to reach out to us directly so we can resolve any issues promptly.
If you have questions about this policy, please contact us at support@creditdilemma.com.